Financial Literacy Quick Links Remind Stock Ticker
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The Week of February 1822
Monday, February 18
No School  President's Day
Tuesday, February 19
Objectives: Students should be able to:
1. Differentiate between hard versus soft skills
2. Discuss the impact that job skills and education have upon income
Procedure:
1. Do Now: Make a list of the top 5 jobs to increase and the top 5 jobs to decrease
2. Top job openings Decline of jobs
3. PowerPoint Day 1
4. How Education Affects Income Article
5. Summative Review
HW:
Wednesday, February 20
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Evaluate various means to pay college tuition
Procedure:
1. College Tuition Increasing
2. College Tuition  What you could buy
3. PowerPoint Day 2
4. Future Cost of Tuition Estimator
5. FAFSA Form
6. Summative Review
HW:
Thursday, February 21
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Evaluate various means to pay college tuition
Procedure:
1. Tuition Matters Webquest
HW:
1. Finish Tuition Matters webquest
2. Prepare for quiz on Friday, February 22
Friday, February 22
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning various investment vehicles along with paying for college tuition
Procedure:
1. Quiz
2. Stock Assignment
HW:
No School  President's Day
Tuesday, February 19
Objectives: Students should be able to:
1. Differentiate between hard versus soft skills
2. Discuss the impact that job skills and education have upon income
Procedure:
1. Do Now: Make a list of the top 5 jobs to increase and the top 5 jobs to decrease
2. Top job openings Decline of jobs
3. PowerPoint Day 1
4. How Education Affects Income Article
5. Summative Review
HW:
Wednesday, February 20
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Evaluate various means to pay college tuition
Procedure:
1. College Tuition Increasing
2. College Tuition  What you could buy
3. PowerPoint Day 2
4. Future Cost of Tuition Estimator
5. FAFSA Form
6. Summative Review
HW:
Thursday, February 21
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Evaluate various means to pay college tuition
Procedure:
1. Tuition Matters Webquest
HW:
1. Finish Tuition Matters webquest
2. Prepare for quiz on Friday, February 22
Friday, February 22
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning various investment vehicles along with paying for college tuition
Procedure:
1. Quiz
2. Stock Assignment
HW:
The Week of February 1115
Monday, February 11 Objectives: Students should be able to: 1. Differentiate investments in the stock market game 2. Utilize stock picking strategies for investments Procedure: 1. Review articles 2. Investment Terms 3. Stock Research HW: None. Tuesday, February 12 Objectives: Students should be able to: 1. Differentiate investments in the stock market game 2. Utilize stock picking strategies for investments Procedure: 1. Investment Terms 2. Stock Assignment HW: None. Wednesday, February 13 Objectives: Students should be able to: 1. Describe the role of diversification in an investment portfolio Procedure: 1. Do Now: NPR 2. Diversification Charts 3. PowerPoint Day 4 4. Diversification: 108 5. Summative Review HW: None. Thursday, February 14 Objectives: Students should be able to: 1. Discuss and calculate taxes in an investment portfolios Procedure: 1. Do Now: Trump's tax plan video 2. PowerPoint Day 5 3. Calculate capital gains taxes 4. Summative Review HW: None. Friday, February 15 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning various types of investments Procedure: 1. Quiz 2. Stock Assignment HW: None. 

The Week of February 48
Monday, February 4
Objectives: Students should be able to: 1. Develop financial goals for your future 2. Discuss the portrait of the average millionaire Procedure: 1. Portrait of a Millionaire 2. Living beneath your means video 3. PowerPoint Day 1 4. Short, Medium, and Longterm Goals 5. Summative Review HW: None. Tuesday, February 5 Objectives: Students should be able to: 1. Discuss the various types of investment vehicles 2. Analyze the advantages and disadvantages of various investment vehicles Procedure: 1. Savings Accounts 2. Purchasing Power 3. PowerPoint Day 2 4. Stations  Bonds, Mutual Funds, Stocks, etc. 5. Review HW: None. Wednesday, February 6 Objectives: Students should be able to: 1. Discuss the various types of investment vehicles 2. Analyze the advantages and disadvantages of various investment vehicles Procedure: 1. Review Investment Vehicles 2. PowerPoint Day 3 3. Factors to consider in stock picking 4. Stock Market Setup HW: None. Thursday, February 7 Read the article: https://www.nerdwallet.com/blog/finance/livebelowyourmeanswithoutfeelingdeprived/ Next, answer the following questions in complete sentences. Be sure to answer in detail: 1. Which two strategies of living beneath your means seems to be the most realistic? Which one do you think is the most difficult or unrealistic? Explain. 2. Identify one spending habit you have that you really could cut (even if you don't want to). How much would this save you in a year? Does this make you want to cut this out of your spending? 3. After reading the article, which suggestion might save you the most money? What would you add to this list? Explain. Submit via Google Classroom Friday, February 8 Read the article here. 1. According to the article, explain what you should do in the event that the stock market tanks? 2. Why does the article encourage you to have a longterm portfolio as opposed to the short term? 3. When is the perfect time to start investing? Explain in its entirety. Submit via Google Classroom 

The Week of April 26
Monday, April 2
No School
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Tuesday, April 3
Objectives: Students should be able to:
1. Describe the hidden costs of owning a home
2. Calculate the true cost of a loan
Procedure:
1. Hidden costs of owning a home via white boards
2. Loan Amortization Practice 86
3. Review
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Wednesday, April 4
Objectives: Students should be able to:
1. Evaluate and research stocks
Procedure:
1. Stock Market Simulation
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Thursday, April 5
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization
Procedure:
1. Study guide
2. Jeopardy
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Friday, April 6
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization
Procedure:
1. Test
HW:
No School
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Tuesday, April 3
Objectives: Students should be able to:
1. Describe the hidden costs of owning a home
2. Calculate the true cost of a loan
Procedure:
1. Hidden costs of owning a home via white boards
2. Loan Amortization Practice 86
3. Review
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Wednesday, April 4
Objectives: Students should be able to:
1. Evaluate and research stocks
Procedure:
1. Stock Market Simulation
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Thursday, April 5
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization
Procedure:
1. Study guide
2. Jeopardy
HW:
1. Work on study guide and prepare for test on Friday, April 6.
2. Finish Stock Market Simulation for Friday, April 6
Friday, April 6
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization
Procedure:
1. Test
HW:
The Week of March 2630
Monday, March 26
Objectives: Students should be able to: 1. List types of deductions required for taxes. 2. Compute net pay and list examples of deductions from pay. 3. Complete a Form I9, a Form W4 and a federal income tax return. Procedure: 1. Do Now: Olympic Payroll Taxes 2. PowerPoint Day 3 3. Exercise 25 4. Summative Review HW: Tuesday, March 27 Objectives: Students should be able to: 1. Complete a 1040 tax form Procedure: 1. Tax Exemptions (2 min.) 2. Sample W2 3. Tax Table Exercise 4. Review 1040 5. Sample/Fill it in 6. All forms HW: Wednesday, March 28 Objectives: Students should be able to: 1. Define and describe the effects of inflation Procedure: 1. Do Now: High costs 2. PowerPoint Day 1 3. Exercise 38 4. Summative Review HW: Prepare for quiz on Thursday March 29 Thursday, March 29 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning filing taxes Procedure: 1. Quiz 2. Stock Market Simulation HW: Finish Stock Market Simulation 

The Week of March 1923
Monday, March 19 Objectives: Students should be able to: 1. Discuss the important components of a resume and cover letter. Procedure: 1. Evaluate Sample Resumes and Cover Letters (Group Work) 2. Devise own resume and cover letter (Good Sample/Key Words) 3. www.myperfectresume.com HW: 1. Finish Tuition Matters Webquest for Tuesday, March 20 Tuesday, March 20 Objectives: Students should be able to: 1. List and discuss types of earned income, such as wages, salaries, tips, commissions and benefits. Procedure: 1. Life at $12/Hour Video 2. PowerPoint Day 1 3. Minimum Wage Activity (page 6) 4. Summative Review HW: Wednesday, March 21 Objectives: Students should be able to: 1. List and discuss types of earned income, such as wages, salaries, tips, commissions and benefits. Procedure: 1. Do Now: Bizarre Taxes Video 2. PowerPoint Day 2 3. Around the Room Taxes 4. Summative Review: Video HW: Thursday, March 22 Objectives: Students should be able to: 1. List types of deductions required for taxes. 2. Compute net pay and list examples of deductions from pay. 3. Complete a Form I9, a Form W4 and a federal income tax return. Procedure: 1. Do Now: Olympic Payroll Taxes 2. PowerPoint Day 3 3. Exercise 25 4. Summative Review HW: Prepare for quiz on Friday, March 23 Friday, March 23 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning taxation and payroll Procedure: 1. Quiz 2. Financial Current Events HW: None. 

The Week of March 1216
Monday, March 12
Objectives: Students should be able to:
1. Differentiate between hard versus soft skills
2. Discuss the impact that job skills and education have upon income
Procedure:
1. Do Now: Make a list of the top 5 jobs to increase and the top 5 jobs to decrease
2. Top job openings Decline of jobs
3. PowerPoint Day 1
4. How Education Affects Income Article
5. Summative Review
HW:
Tuesday, March 13
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Evaluate various means to pay college tuition
Procedure:
1. College Tuition Increasing
2. College Tuition  What you could buy
3. PowerPoint Day 2
4. Future Cost of Tuition Estimator
5. FAFSA Form
6. Summative Review
HW:
Wednesday, March 14
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Evaluate various means to pay college tuition
Procedure:
1. Tuition Matters Webquest
2. Print out
HW:
1. Finish Tuition Matters webquest for Friday, March 17
Thursday, March 15
Objectives: Students should be able to:
1. Analyze costs and factors of college tuition
2. Discuss the important components of a resume and cover letter.
Procedure:
1. PowerPoint Day 3
2. Exercise 18
3. Summative Review
HW:
1. Finish Tuition Matters webquest for Friday, March 17
2. Prepare for quiz on Friday, March 16
Friday, March 16
Objectives: Students should be able to:
1. Analyze and demonstrate mastery of content concerning college tuition and various types of investment strategies
Procedure:
1. Quiz
2. Tuition Matters
HW:
The Week of March 59
Monday, March 5
Objectives: Students should be able to: 1. Analyze the advantages and disadvantages of using credit 2. Discuss consumer protections for using credit Procedure: 1. Do Now: pg. 231 (questions 1 & 2) 2. Discussion/Debrief 3. Credit score 4. Review Credit Card Webquest 5. Select parts of credit video HW: Tuesday, March 6 Objectives: Students should be able to: 1. Fill out a credit application 2. Explain how a credit report works Procedure: 1. Credit Application 78 2. PowerPoint Day 4 3. Analyze a Credit Report 79 4. Summative Review HW: Wednesday, March 7 Objectives: Students should be able to: 1. Differentiate between hard versus soft skills 2. Discuss the impact that job skills and education have upon income Procedure: 1. Do Now: Make a list of the top 5 jobs to increase and the top 5 jobs to decrease 2. Top job openings Decline of jobs 3. PowerPoint Day 1 4. How Education Affects Income Article 5. Summative Review HW: Thursday, March 8 Objectives: Students should be able to: 1. Analyze costs and factors of college tuition 2. Evaluate various means to pay college tuition Procedure: 1. College Tuition Increasing 2. College Tuition  What you could buy 3. PowerPoint Day 2 4. Future Cost of Tuition Estimator 5. FAFSA Form 6. Summative Review HW: Friday, March 9 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning credit, various investments, and college tuition Procedure: 1. Quiz 2. Stock Market Game HW: None. 

The Week of February 26March 2
Monday, February 26 Objectives: Students should be able to: 1. Analyze the advantages and disadvantages of using credit 2. Discuss consumer protections for using credit Procedure: 1. Credit Card Webquest HW: Work on webquest Tuesday, February 27 Objectives: Students should be able to: 1. Analyze the advantages and disadvantages of using credit 2. Discuss consumer protections for using credit Procedure: 1. Credit Card Webquest 2. Stock Market Simulation HW: Work on webquest Wednesday and Thursday, February 28 and March 1 Falkowski on DECA trip Friday, March 2 Snow Day 
The Week of February 1923
Monday, February 19
No School Tuesday, February 20 Objectives: Students should be able to: 1. Distinguish between assets and liabilities 2. Identify major components of a budget Procedure: 1. List your wants and needs 2. PowerPoint Day 1 3. New or used car 4. Exercise 46 (recreate the budget) 5. Summative Review: Stock Market Simulation HW: Wednesday, February 21 Objectives: Students should be able to: 1. Discuss the components of financial planning 2. Explain the purpose of savings Procedure: 1. Six bad money habits (Susie Orman): Which one is the most problematic? 2. PowerPoint Day 2 3. Investment Terms 4. Stock Assignment: Submit via Google Classroom 5. Summative Review: Can I afford it? HW: Thursday, February 22 Objectives: Students should be able to: 1. Discuss the importance of making financially responsible decisions 2. Devise a buying plan Procedure: 1. Can I Afford It?  Debrief why 2. PowerPoint Day 1 3. Exercise 76 Buying Plan 4. Why do we need credit cards? 5. Stock Market Simulation HW: Friday, February 23 Objectives: Students should be able to: 1. Explain the purpose of credit and compare sources of consumer credit. Procedure: 1. Do Now: Scary Debt 2. PowerPoint Day 2 3. Review 77 4. Summative Review: Stock Market Simulation HW: 

The Week of February 1216
Monday, February 12 Objectives: Students should be able to: 1. Discuss the components and reasons for investing Procedure: 1. Investing  Warren Buffett Video 2. Investing 101 Article and Questions/Group work/discussion 3. PowerPoint Day 3 4. Summative Review HW: Tuesday, February 13 Objectives: Students should be able to: 1. Discuss the components and factors in investing in the market Procedure: 1. Do Now: Market Timing 2. Investment Objectives 3. PowerPoint Day 4 4. Summative Review HW: Wednesday, February 14 Objectives: Students should be able to: 1. Differentiate between various types of investments Procedure: 1. Stations  Bonds, Mutual Funds, Stocks, etc. 2. Review 3. Summative Review  Stock market game HW: Quiz on Friday, February 16 Thursday, February 15 Objectives: Students should be able to: 1. Employ an investment strategy in the stock market game Procedure: 1. Stock Market Game and Setup HW: Quiz on Friday, February 16 Friday, February 16 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning investments and the stock market Procedure: 1. Quiz 2. Stock Market Game HW: None. 

The Week of February 59
Monday, February 5
Midterms Tuesday, February 6 Objectives: Students should be able to: 1. Discuss the role of return on investment 2. Calculate return on investment Procedure: 1. Retire early video 2. PowerPoint Day 1 3. 105 Practice 4. Summative Review HW: Wednesday and Thursday No School Friday, February 9 Objectives: Students should be able to: 1. Calculate the return on investment using dollarcost averaging 2. Weigh the risks and benefits of investing Procedure: 1. Do Now: Retire money video 2. PowerPoint Day 2 3. 106 Review whiteboards 4. Summative Review: work on study guides HW: None. 

The Week of February 1216
Monday, February 12
Objectives: Students should be able to: 1. Explain the importance of diversification 2. Discuss levels of risk involved with various types of investments Procedure: 1. Do Now: Risk Assessment 2. PowerPoint Day 5 3. Various Investment Risks p. 6 use with textbook (330s) 4. Summative Review HW: Tuesday, February 13 Objectives: Students should be able to: 1. Describe the role of diversification in an investment portfolio Procedure: 1. Do Now: NPR 2. Diversification Charts 3. PowerPoint Day 6 4. Diversification: 108 5. Summative Review HW: Wednesday, February 14 Objectives: Students should be able to: 1. Discuss and calculate taxes in an investment portfolios Procedure: 1. Do Now: Trump's tax plan video 2. PowerPoint Day 7 3. Calculate capital gains taxes 4. Summative Review HW: None. Thursday, February 15 Objectives: Students should be able to: 1. Analyze and apply a sound investment portfolio strategy Procedure: 1. Stock Market Game/Portfolio  Computer lab 2. Justify such investments HW: None. Friday, February 16 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content with respect to different types of investments Procedure: 1. Quiz 2. Current Events HW: None 
The Week of December 59
Monday, December 5
Objectives: Students should be able to: 1. Discuss the components and factors of purchasing a mortgage Procedure: 1. Review Mortgage Webquest 2. Read the following article. Answer the questions: 3. Mortgage Video 4. Work on homework HW: Tuesday, December 6 Objectives: Students should be able to: 1. Discuss the role of return on investment 2. Calculate return on investment Procedure: 1. Retire early video 2. PowerPoint Day 1 3. 105 Practice 4. Summative Review HW: Work on study guide and prepare for test on Friday, December 9. Wednesday, December 7 Objectives: Students should be able to: 1. Calculate the return on investment using dollarcost averaging 2. Weigh the risks and benefits of investing Procedure: 1. Do Now: Retire money video 2. PowerPoint Day 2 3. 106 Review whiteboards 4. Summative Review: work on study guides HW: Work on study guide and prepare for test on Friday, December 9. Thursday, December 8 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization Procedure: 1. Study guide 2. Jeopardy HW: Work on study guide and prepare for test on Friday, December 9. Friday, December 9 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization Procedure: 1. Test HW: 

The Week of November 28December 2
Monday, November 28
Objectives: Students should be able to: 1. Calculate the APR 2. Discuss the role of debt repayment Procedure: 1. Do Now: Millionaire Homes (4:006:00) 2. PowerPoint Day 3 3. 85 Review 4. Summative Review HW: None. Tuesday, November 29 Objectives: Students should be able to: 1. Describe the hidden costs of owning a home 2. Calculate the true cost of a loan Procedure: 1. Hidden costs of owning a home via white boards 2. Loan Amortization Practice 86 3. Review HW: None. Wednesday, November 30 Objectives: Students should be able to: 1. Determine the cost of a 15 v. 30 year mortgage 2. Discuss the components and factors of purchasing a mortgage Procedure: 1. Mortgage Webquest HW: Prepare for quiz on Friday, December 2. Thursday, December 1 Objectives: Students should be able to: 1. Determine the cost of a 15 v. 30 year mortgage 2. Discuss the components and factors of purchasing a mortgage Procedure: 1. Mortgage Webquest HW: Prepare for quiz on Friday, December 2. Friday, December 2 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning rental agreements and mortgages Procedure: 1. Quiz 2. Current Events HW: Webquest due on Monday, December 5. 
