Financial Literacy Quick Links Remind101 Stock Ticker
Students: Here you will find homework assignments, worksheets, PowerPoints, and much more. If you have any questions, please email me at kfalkowski@vtsd.com. Sign up for class alerts by by clicking the Remind101 link on the right. Students cannot reply back and the teacher cannot send a message to a specific student.



The Week of January 1620
Monday, January 16
Martin Luther King Jr. Day  No school
Tuesday, January 17
Objectives: Students should be able to:
1. Prepare for midterms
Procedure:
1. Midterm review
HW: Prepare for midterms
Wednesday, January 18
Objectives: Students should be able to:
1. Prepare for midterms
Procedure:
1. Midterm review
HW: Prepare for midterms
Thursday, January 19
DECA Learning Presentations
Friday, January 20
DECA Learning Presentations
The Week of January 913
Monday, January 9
Objectives: Students should be able to:
1. Compile and conduct research concerning a major topic of Financial Literacy
Procedure:
1. Research Presentation  library
HW: Work on Research Presentation. Email to Mr. Fakowski (kfalkowski@vtsd.com) by 11:59 PM tonight.
Tuesday, January 10
Objectives: Students should be able to:
1. Present research on a major topic of Financial Literacy to the class.
Procedure:
1. Oral research presentations
HW: None.
Wednesday, January 11
Objectives: Students should be able to:
1. Present research on a major topic of Financial Literacy to the class.
Procedure:
1. Oral research presentations
HW: None.
Thursday, January 12
Objectives: Students should be able to:
1. Present research on a major topic of Financial Literacy to the class.
Procedure:
1. Oral research presentations
HW: None.
Friday, January 13
Objectives: Students should be able to:
1. Evaluate stock and mutual fund portfolios over the past month
Procedure:
1. Stock Market Game
2. Evaluate Results:
a. Justify each stock pick  approximately one paragraph
b. Which stocks did you make a profit on? How much? (put b and c in the same paragraph)
c. Which stocks did you lose money on? How much? Explain why.
d. If you had "real money," would you invest it? Explain.
HW: None.
Objectives: Students should be able to:
1. Compile and conduct research concerning a major topic of Financial Literacy
Procedure:
1. Research Presentation  library
HW: Work on Research Presentation. Email to Mr. Fakowski (kfalkowski@vtsd.com) by 11:59 PM tonight.
Tuesday, January 10
Objectives: Students should be able to:
1. Present research on a major topic of Financial Literacy to the class.
Procedure:
1. Oral research presentations
HW: None.
Wednesday, January 11
Objectives: Students should be able to:
1. Present research on a major topic of Financial Literacy to the class.
Procedure:
1. Oral research presentations
HW: None.
Thursday, January 12
Objectives: Students should be able to:
1. Present research on a major topic of Financial Literacy to the class.
Procedure:
1. Oral research presentations
HW: None.
Friday, January 13
Objectives: Students should be able to:
1. Evaluate stock and mutual fund portfolios over the past month
Procedure:
1. Stock Market Game
2. Evaluate Results:
a. Justify each stock pick  approximately one paragraph
b. Which stocks did you make a profit on? How much? (put b and c in the same paragraph)
c. Which stocks did you lose money on? How much? Explain why.
d. If you had "real money," would you invest it? Explain.
HW: None.
The Week of January 26
Monday, January 2
No School
Tuesday, January 3
Objectives: Students should be able to:
1. Compile and conduct research concerning a major topic of Financial Literacy
Procedure:
1. Research Presentation
HW: Work on Research Presentation
Wednesday, January 4
Objectives: Students should be able to:
1. Compile and conduct research concerning a major topic of Financial Literacy
Procedure:
1. Research Presentation
HW: Work on Research Presentation
Thursday, January 5
Objectives: Students should be able to:
1. Deliver a scholarly oral presentation based on an assigned aspect of Financial Literacy
Procedure:
1 Dos and Don'ts Sample PowerPoint Slides
2. Components of an Effective Oral Presentation
HW: Prepare for last quiz of the year
Friday, January 6
Objectives: Students should be able to:
1. Deliver a scholarly oral presentation based on an assigned aspect of Financial Literacy
Procedure:
1. Quiz
2. Firm up stock market game
HW: Work on Research Presentation
No School
Tuesday, January 3
Objectives: Students should be able to:
1. Compile and conduct research concerning a major topic of Financial Literacy
Procedure:
1. Research Presentation
HW: Work on Research Presentation
Wednesday, January 4
Objectives: Students should be able to:
1. Compile and conduct research concerning a major topic of Financial Literacy
Procedure:
1. Research Presentation
HW: Work on Research Presentation
Thursday, January 5
Objectives: Students should be able to:
1. Deliver a scholarly oral presentation based on an assigned aspect of Financial Literacy
Procedure:
1 Dos and Don'ts Sample PowerPoint Slides
2. Components of an Effective Oral Presentation
HW: Prepare for last quiz of the year
Friday, January 6
Objectives: Students should be able to:
1. Deliver a scholarly oral presentation based on an assigned aspect of Financial Literacy
Procedure:
1. Quiz
2. Firm up stock market game
HW: Work on Research Presentation
The Week of December 1923
Monday, December 19
Objectives: Students should be able to: 1. Explain the importance of diversification 2. Discuss levels of risk involved with various types of investments Procedure: 1. Do Now: Risk Assessment 2. PowerPoint Day 5 3. Various Investment Risks p. 6 use with textbook (330s) 4. Summative Review HW: Tuesday, December 20 Objectives: Students should be able to: 1. Describe the role of diversification in an investment portfolio Procedure: 1. Do Now: NPR 2. Diversification Charts 3. PowerPoint Day 6 4. Diversification: 108 5. Summative Review HW: Wednesday, December 21 Objectives: Students should be able to: 1. Discuss and calculate taxes in an investment porfolios Procedure: 1. Do Now: Trump's tax plan video 2. PowerPoint Day 7 3. Calculate capital gains taxes 4. Summative Review HW: None. Thursday, December 22 Objectives: Students should be able to: 1. Analyze and apply a sound investment portfolio strategy Procedure: 1. Stock Market Game/Portfolio  Computer lab 2. Justify such investments HW: None. Friday, December 23 Our class will not meet. 

The Week of December 1216
Monday, December 12
Objectives: Students should be able to: 1. Discuss the components and reasons for investing Procedure: 1. Investing  Warren Buffett Video 2. Investing 101 Article and Questions/Group work/discussion 3. PowerPoint Day 3 4. Summative Review HW: Tuesday, December 13 Objectives: Students should be able to: 1. Discuss the components and factors of purchasing a mortgage Procedure: 1. Do Now: Market Timing 2. Investment Objectives 3. PowerPoint Day 4 4. Review Tests Wednesday, December 14 Objectives: Students should be able to: 1. Discuss the components and factors of purchasing a mortgage Procedure: 1. Stations  Bonds, Mutual Funds, Stocks, etc. 2. Review 3. Summative Review  Stock market game HW: Prepare for quiz on Friday, December 16 Thursday, December 15 Objectives: Students should be able to: 1. Analyze and apply a sound investment portfolio strategy Procedure: 1. Stock Market Game/Portfolio  Computer lab 2. Justify such investments HW: Prepare for quiz on December 16 Friday, December 16 Objectives: Students should be able to: 1. Analyze and demonstrate a mastery of content concerning investment strategies and investment vehicles. Procedure: 1. Quiz 2. Current Financial Events HW: None. 

The Week of December 59
Monday, December 5
Objectives: Students should be able to: 1. Discuss the components and factors of purchasing a mortgage Procedure: 1. Review Mortgage Webquest 2. Read the following article. Answer the questions: 3. Mortgage Video 4. Work on homework HW: Tuesday, December 6 Objectives: Students should be able to: 1. Discuss the role of return on investment 2. Calculate return on investment Procedure: 1. Retire early video 2. PowerPoint Day 1 3. 105 Practice 4. Summative Review HW: Work on study guide and prepare for test on Friday, December 9. Wednesday, December 7 Objectives: Students should be able to: 1. Calculate the return on investment using dollarcost averaging 2. Weigh the risks and benefits of investing Procedure: 1. Do Now: Retire money video 2. PowerPoint Day 2 3. 106 Review whiteboards 4. Summative Review: work on study guides HW: Work on study guide and prepare for test on Friday, December 9. Thursday, December 8 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization Procedure: 1. Study guide 2. Jeopardy HW: Work on study guide and prepare for test on Friday, December 9. Friday, December 9 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning renting, mortgages, fixed v. variable interest, and loan amortization Procedure: 1. Test HW: 

The Week of November 28December 2
Monday, November 28
Objectives: Students should be able to: 1. Calculate the APR 2. Discuss the role of debt repayment Procedure: 1. Do Now: Millionaire Homes (4:006:00) 2. PowerPoint Day 3 3. 85 Review 4. Summative Review HW: None. Tuesday, November 29 Objectives: Students should be able to: 1. Describe the hidden costs of owning a home 2. Calculate the true cost of a loan Procedure: 1. Hidden costs of owning a home via white boards 2. Loan Amortization Practice 86 3. Review HW: None. Wednesday, November 30 Objectives: Students should be able to: 1. Determine the cost of a 15 v. 30 year mortgage 2. Discuss the components and factors of purchasing a mortgage Procedure: 1. Mortgage Webquest HW: Prepare for quiz on Friday, December 2. Thursday, December 1 Objectives: Students should be able to: 1. Determine the cost of a 15 v. 30 year mortgage 2. Discuss the components and factors of purchasing a mortgage Procedure: 1. Mortgage Webquest HW: Prepare for quiz on Friday, December 2. Friday, December 2 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning rental agreements and mortgages Procedure: 1. Quiz 2. Current Events HW: Webquest due on Monday, December 5. 

The Week of November 2224
Monday, November 22
Objectives: Students should be able to: 1. Discuss the importance of a group budget Procedure: 1. Quiz 2. Do Now: Living with people 3. PowerPoint Day 1 4. Living Arrangement 88 5. Summative Review HW: Tuesday, November 23 Objectives: Students should be able to: 1. Analyze rental agreements and their respective components Procedure: 1. Do Now: PowerPoint Day 2 2. Rental Agreements 3. Review rental agreements 4. Summative Review  work on homework HW: Wednesday, November 24 Objectives: Students should be able to: 1. Discuss tenantlandlord agreements Procedure: 1. Review homework 2. Discuss rental agreements HW: None. Thursday, November 25 School closed Friday, November 26 School closed 

The Week of November 1418
Monday, November 14 Objectives: Students should be able to: 1. Analyze the advantages and disadvantages of using credit 2. Discuss consumer protections for using credit Procedure: 1. Credit Card Webquest HW: Work on webquest Tuesday, November 15 Objectives: Students should be able to: 1. Analyze the advantages and disadvantages of using credit 2. Discuss consumer protections for using credit Procedure: 1. Credit Card Webquest HW: Work on webquest Wednesday, November 16 Objectives: Students should be able to: 1. Analyze the advantages and disadvantages of using credit 2. Discuss consumer protections for using credit Procedure: 1. Do Now: pg. 231 (questions 1 & 2) 2. Discussion/Debrief 3. Credit score 4. Review credit card webquest 5. Select parts of credit video HW: Be prepared for a quiz on Friday, November 18. Thursday, November 17 Objectives: Students should be able to: 1. Fill out a credit application 2. Explain how a credit report works Procedure: 1. Credit Application 78 2. PowerPoint Day 4 3. Analyze a Credit Report 79 4. Summative Review HW: Be prepared for quiz on Friday, November 18 Friday, November 19 Objectives: Students should be able to: 1. Analyze and demonstrate mastery of content concerning the use of credit. Procedure: 1. Quiz 2. Financial Documentary HW: None. 
